Author: ederiu

18 Tips to Organise Your Wardrobe For Spring

Posted by on 20 September 2019

Got nothing to wear? It’s a common modern-day dilemma, but the solution doesn’t involve shopping. All it takes is a wardrobe spring clean. You’ll see your clothes in a whole new light and might even find some old gems you forgot about. Here are 18 ways to organise your wardrobe for our spring. 1. Declutter […]

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A step-by-step guide to refinancing

Posted by on 10 September 2019

Key Points Refinancing can save some people thousands of dollars. Refinancing isn’t always a good idea. If you plan on selling your home, have a low credit score, or have lost your job, you may not benefit from refinancing. You can refinance your home in a few easy steps. Take a look at the infographic […]

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How mortgage brokers find you a good deal

Posted by on 9 September 2019

Key Points Nearly 60% of Australians organise their home loans through a mortgage broker. A mortgage broker is a professional who provides general and financial advice to those planning to take out a home loan. They can also assist you with the home buying process. Working with a mortgage broker can give you access to […]

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Getting the most out of redraw facilities and offset accounts

Posted by on 9 September 2019

Redraw facilities and offset accounts are two common features you’ll encounter in the mortgage hopping process. Both features can save you money, but only if you use them to their full potential. In this guide, we’ll explain what redraw facilities and offset accounts are, who they might be suitable for and how you can get […]

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Are first home buyers exempt from stamp duty?

Posted by on 9 September 2019

Key Points First home buyer stamp duty exemptions or concessions are currently available in all states and territories except South Australia. Stamp duty exemptions are based on the dutiable value of your property. You must also meet certain eligibility criteria. First home buyer concessions can save you money, but you still need to carefully compare […]

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Good deposit and steady income? Don’t assume you’re approved: 6 Surprising reasons banks reject home loans

Posted by on 3 July 2019

Good deposit and steady income? Aussie banks are diving much deeper into your spending habits. Aussie banks are diving much deeper into your spending habits. Get Started If you’re finally ready to take the plunge and buy a property, or refinance an existing home loan, nothing puts a damper on the excitement like a big, […]

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Date night or home upgrade? How Aussies are getting the best of both worlds

Posted by on 9 May 2019

Let’s face it. We can all think of more enjoyable ways to spend our money than on taking out another home loan. And with insurance, gas, electricity, phone, petrol and other daily living expenses adding to our monthly tally, it isn’t very much fun to think of throwing in yet another bill to the mix. […]

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How Do You Choose a Mortgage Lender?

Posted by on 8 May 2019

Key Points Before you choose a lender, determine what you need from a home loan. Loans from big banks often come with brand name recognition, but that doesn’t mean they always offer the best value. Comparing lenders gives you the best chance at finding a home loan that will fit your borrowing needs. Compare Rates […]

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End of the big four’s glory years? The Royal Commission’s findings could see a move towards boutique banks

Posted by on 3 May 2019

Turns out, trust plays a massive factor in where Aussies choose to take out loans. Get Started The verdict’s in. Aussies’ trust in banks is at an all-time low. A recent survey found that only 1 in 5 Australians believe banks act ethically, while a mere 1 in 4 think banks take responsibility for mistakes […]

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Your Guide to No Deposit Home Loans

Posted by on 24 April 2019

Key Points No deposit home loans are rare and can be difficult to get. You will need to have excellent credit, a good borrowing history, and regular income if you want a no deposit home loan. There are certain strategies you can take – such as obtaining a guarantor or using a First Time Home […]

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