Terms Of Use

The Home Loans Australia Website (“The Host”) is owned and operated by Alternative Media Pty Limited (“AM”). AM operates the website www.homeloansaustralia.com which compares mortgage interest rates and home loan options.

Acceptance of Terms

This statement governs your use of the The Host Website. The other terms and conditions contained in the Privacy Policy and on the Website also form part of AM’s agreement with you. Please read them carefully before proceeding.

Your use of and access to the The Host is conditional upon your acceptance and compliance with these Terms. Your use of and access to the The Host constitutes your agreement to be bound by these Terms. From time to time, AM may change these Terms, without notice. Any subsequent use of or access to The Host by you will mean that you have accepted the changes to these Terms.

If you do not agree to these Terms, you must not use or access the The Host Website.

These Terms are intended to be for the benefit of each of AM, its Related Bodies Corporate and their respective Personnel.

The pricing on this site is provided by third parties and is displayed in Australian dollars (AUD). The amounts are subject to change with price revisions and do not include any further amount that may be applied, such as Lenders Mortgage Insurance.

The Host provides an information service to obtain quotes and compare certain products and services on the basis of particular criteria you may select including brand and price. The products and services quoted and compared are not representative of all the products and services available in the market. At times, not all brands may be available.

Commissions

AM receives a commission payment from participating finance providers for the services provided by AM on this Website, only when a credit contract is approved and settles. AM may also receive payment from other providers if your details have been referred to them in accordance with our Privacy Policy.

No Financial Advice

The information contained in this website has been prepared without taking into account your objectives, financial situation or particular needs and is should not be taken as financial advice. All Comparisons are prepared by eChoice Pty Ltd. Alternative Media Pty Ltd (Credit Rep Number 449565), eChoice Pty Ltd (Australian Credit License 390528), and/or any related companies will not be held responsible for the merits of this advice to your circumstances.

Before acting on the information and guidance provided by the The Host, you should evaluate your own individual needs, objectives and situation and which products are suitable.

Limitations

In no event shall The Host or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on The Host Website, even The Host or authorised representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Jurisdiction

These Terms of Use are governed by the laws in force in New South Wales, Australia and you irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New South Wales, Australia and any courts which may hear appeals from those courts.

General disclaimer information

This site contains information, data, documents, pages and images prepared by Alternative Media (“the Information”) for and on behalf of homeloansaustralia.com.au (“The Host”). Whilst the Information contained in this site has been presented with all due care, The Host does not warrant or represent that the Information is free from errors or omission as a result of information passed on by Third Party Providers.

Accuracy of information

Whilst the Information is considered to be true and correct at the date of publication, changes in circumstances after the time of publication may impact on the accuracy of the Information. The Information may change without notice and The Host is not in any way liable for the accuracy of any information printed and stored or in any way interpreted and used by a user.

Links to third-party sites

The Information contained in this site includes information derived from various third parties and does not necessarily directly reflect any policies, procedures, standard or guidelines of The Host.

The Host takes no responsibility for the accuracy, currency, reliability and correctness of any information included in the Information provided by third parties nor for the accuracy, currency, reliability and correctness of links or references to information sources (including Internet Sites) outside of this website.

Links to other Internet Sites are not under the control of The Host and are provided for information only. Care has been taken in providing these links as suitable reference resources. However, due to the changing nature of the Internet content, it is the responsibility of the users to make their own investigations, decisions, enquiries about the information retrieved from other Internet Sites.

Linking Guidelines

  • The Host welcomes links from most websites to this website. If you create a link, please follow these guidelines:
  • The correct name for this website is Home Loans Australia and the correct website address (URL) is www.homeloansaustralia.com.
  • Links to this website should generally be to the home page at www.homeloansaustralia.com. Linking to other sections of the website may result in broken links, as page URLs occasionally change.
  • You may not reproduce, reframe or reformat the pages, images, files, information and materials from this site on any other site without the permission of Alternative Media.
  • All links to the The Host website should be set to open in a new browser window and not within any other frame. You must not use the link to provide, or in any way imply, endorsement by The Host, of your organisation, services or products.
  • You must not copy or re-use content from this site or attempt to pass it off as your own.
  • You must not unlawfully use any of the material or content found on this site.
  • We would appreciate you contacting us to let us know if you are linking to our site.